A company without professional insurance is an exposed company. Civil liability, protection of premises, directors’ insurance — Fidustra directs you to its partner insurance broker as soon as your company is created in Luxembourg.
Create my company with FidustraSeveral insurance policies must be considered upon registration, depending on your sector of activity and your legal structure. Some may even be required by your customers, your business partners or by law.
Covers damage caused to third parties in the course of your activity. Essential for consulting, engineering, health, IT or service professions.
Protection of premises and professional equipment against fire, water damage, theft and electrical damage.
Protects directors and managers against personal accusations for management decisions. Recommended for SAs and SARLs with a board of directors.
Coverage of attorney and court costs in the event of a commercial dispute — a safety net often underestimated by young companies.
Coverage for the risks of cyberattacks, data loss or ransomware — increasingly essential for companies handling customer data.
| Insurance | Timing |
|---|---|
| Professional RC | Before the 1st customer |
| Multi-risk professional | Upon taking premises |
| D&O; leaders | To the constitution |
| Legal protection | At startup |
| Cyber | According to digital activity |
Obligations and risks vary depending on your activity. Here is a quick guide by sector.
Essential: Professional Liability, Legal Protection, Cyber. Recommended: D&O; if associated.
Essential: Multi-risk pro, product liability. Recommended: Cyber (customer data), legal protection.
Essential: Property insurance, owner liability. Recommended: Unpaid rent, legal protection.
Mandatory: Professional medical RC. Recommended: Multi-risk firm, legal protection.
Essential: D&O; leaders. Recommended: Professional liability, legal protection, cyber.
Mandatory: Ten-year RC (BTP). Essential: Multi-risk, professional liability, AT/MP for employees.
Fidustra works with Foyer to cover the insurance needs of its customers. Contact us first to benefit from partner conditions.
Selected insurance partner
Foyer is the leading Luxembourg insurer. Professional civil liability, premises insurance, legal protection, insurance, collective health — Foyer covers all the needs of companies and their managers in Luxembourg.
Benefit from partner conditions
Go through Fidustra before contacting Foyer directly to access the rates and conditions negotiated for our customers.
Fidustra partner network
Fidustra is looking for serious insurer or broker partners to offer solutions adapted to its clients — young Luxembourg companies of all legal forms and sectors of activity.
We respond to all applications within 5 working days. Places limited by category.
Become a Fidustra partner
Present your offer, your specialties and your partnership conditions to our team.
partenaires@fidustra.comFidustra puts you in touch with a partner broker to find the right coverage from the outset.
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